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Bank Fee Overdraft Lawyers

THIS LAW FIRM IS NOT HANDLING THE BANK OF AMERICA SETTLEMENT. FOR INFORMATION REGARDING ANYTHING ABOUT THE SETTLEMENT OR TO DISCUSS YOUR CLAIM, PLEASE VISIT WWW.BOFAOVERDRAFTSETTLEMENT.COM


Banks have been illegally charging customers overdraft fees for many years. In 2009 alone, U.S. Banks charged over forty billion dollars ($40,000,000,00) to customers who overdrafted their accounts. The Banks unfairly process debit, ATM, check cards, and checks to systematically ensure that you have as many overdrafts as possible, often charging $35.00 per overdraft. This law firm is investigating all potential banks everywhere in the U.S. that may be engaging in this illegal conduct. If you think this has happened to you, please fill out the form here or call us immediately to discuss your case. We can help.

Background of Bank’s Illegal Activities

An area of controversy with regards to overdraft fees is the order in which a bank posts transactions to a customer's account. This is controversial because largest to smallest processing tends to maximize overdraft occurrences on a customer's account. This situation can arise when the account holder makes a number of small debits for which there are sufficient funds in the account at the time of purchase. Later, the account holder makes a large debit that overdraws the account (either accidentally or intentionally). If all of the items present for payment to the account on the same day, and the bank processes the largest transaction first, multiple overdrafts can result.

The "biggest check first" policy is common among large U.S. banks. Banks argue that this is done to prevent a customer's most important transactions (such as a rent or mortgage check, or utility payment) from being returned unpaid, despite some such transactions being guaranteed. Consumers have attempted to litigate to prevent this practice, arguing that banks use "biggest check first" to manipulate the order of transactions to artificially trigger more overdraft fees to collect. Banks in the United States are mostly regulated by the Office of the Comptroller of Currency, a Federal agency, which has formally approved of the practice; the practice has recently been challenged, however, under numerous federal and state deceptive practice laws. The practice may be close to ending and you can help. We can help. Contact us now by filling out the form to the right or calling us immediately to discuss your case.

List of Banks currently being sued or under investigation

Ally Bank
American West Bank
Associated Bank
Bancorpsouth
Bank Midwest
Bank of Hawaii
Bank of Oklahoma
Bank of the Ozarks
Bank of the West
Banner Bank
Berkshire Bank
Bremer Bank
Capital One
Chemical Bank
Citizens Bank of Pennsylvania
City National (California) Bank
Colonial Bank
Columbia State Bank
Comerica Bank
Compass Bank
Community Bank, N.A.
Community Trust of Kentucky Bank
First National Alaska Bank
First Midwest Bank
Great Western Bank
Green Bank
Hancock Bank
Harris National Association
HSBC Bank USA
Hudson City Savings Bank
Independent Bank
ING Bank, fsb
Liberty Bank
Manufacturers and Traders Trust Company
Marshall and Ilsley Bank
NBT Bank
New York Community Bank
North Shore Bank
Ocean Bank
Pacific Capital Bank
Pacific Western
PNC Bank
Provident Bank
RBC Bank (USA)
RBS Citizens
Republic Bank & Trust
Sandy Springs
Santa Barbara Bank & Trust
Susquehanna Bank
Tri Counties Bank
Trustco Bank
Umpqua Bank
USAA Federal Savings Bank
Valley National Bank
Vectra Bank
Westamerica Bank
West Coast Bank
Whitney Bank


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Tell us about your case

DO NOT SUBMIT A CLAIM IF YOU ARE
A BANK OF AMERICA CUSTOMER.


Name:
Phone:
Email:
Where do you bank?
How much in fees were you charged?
Did you get the fees reversed?
Has the bank re-orderd transactions?
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